Terms of use

Last updated 1 November 2026

Budget is a private, self-hosted tool for one household's personal use. Access is limited to people the household has given a login.

Use

The app is used only to view and organise the household's own bank transactions and budgets. It does not move money, make payments or give financial advice.

Bank connections

Connections to Monzo and Santander (through Lunch Flow) are read-only and only made with the account holder's consent, which can be withdrawn at any time.

No warranty

The app is provided as is. Figures depend on the data banks provide and may be incomplete or delayed, so always check your bank for exact balances.